diff --git a/economy.py b/economy.py
index 4b44d977d..03aa06cc5 100644
--- a/economy.py
+++ b/economy.py
@@ -12,7 +12,9 @@ payday_register = {}
 PAYDAY_TIME = 300 # seconds between each payday
 PAYDAY_CREDITS = 120 # credits received
 
-bank = dataIO.fileIO("json/economy.json", "load")
+def initialize():
+	global bank
+	bank = dataIO.fileIO("json/economy.json", "load")
 
 def loadHelp():
 	global slot_help, economy_exp
diff --git a/red.py b/red.py
index d7517999a..6e9508682 100644
--- a/red.py
+++ b/red.py
@@ -2018,6 +2018,7 @@ def main():
 
 	if "economy" in modules:
 		economy.client = client
+		economy.initialize()
 
 	uptime_timer = int(time.perf_counter())