diff --git a/cogs/economy.py b/cogs/economy.py
index 18ce64cb0..e7ed180cf 100644
--- a/cogs/economy.py
+++ b/cogs/economy.py
@@ -46,7 +46,7 @@ class Bank:
         self.accounts = dataIO.load_json(file_path)
         self.bot = bot
 
-    def create_account(self, user):
+    def create_account(self, user, *, initial_balance=0):
         server = user.server
         if not self.account_exists(user):
             if server.id not in self.accounts:
@@ -54,10 +54,12 @@ class Bank:
             if user.id in self.accounts: # Legacy account
                 balance = self.accounts[user.id]["balance"]
             else:
-                balance = 0
+                balance = initial_balance
             timestamp = datetime.now().strftime("%Y-%m-%d %H:%M:%S")
-            account = {"name" : user.name, "balance" : balance,
-            "created_at" : timestamp}
+            account = {"name" : user.name,
+                       "balance" : balance,
+                       "created_at" : timestamp
+                      }
             self.accounts[server.id][user.id] = account
             self._save_bank()
             return self.get_account(user)